Finance and accounting

Financial model for business and investors

We build a financial model that shows profitability, risks and growth potential - and helps raise investment.

5-15 days
Build time: up to 5 years
Horizon: P&L · CF · BS
Linked

What you get

What the financial model includes

Model scope is tailored to the project, forecast horizon up to 5 years; we work under NDA.

3 statementsP&L, Cash Flow, Balance3 scenariosbase, downside, upside

01 / 07Model statementshow much the business earns and when the cash runs out

P&L - profit and loss statement

In short

Revenue, cost of goods sold (COGS), operating expenses (OPEX) and EBITDA by month. It shows whether the business makes money on each sale and overall.

To understand margins and the break-even point - how much you need to sell to reach zero.

Prices and sales volumes, unit cost, headcount and salaries, rent and other expenses.

That revenue is built from drivers - customers, average ticket, utilisation - rather than an unexplained growth rate.

Revenue, COGS, OPEX, EBITDA, margins and break-even point.

Article: «How to Prove to an Investor That You Will Return Their Money»

About the service

Revenue forecast and cost structure

EBITDA, profit and cash flow (P&L, CF, BS)

Break-even and scenarios (base, upside, stress)

Payback, NPV, IRR and investor valuation

What we need to start

Business model and revenue drivers: prices, volumes, sales channels
Cost structure and headcount
Investment plan and sources of financing
Financial statements for recent periods - for an operating business

Order a financial model for business growth5-15 days build timeup to 5 years horizon

+7 (499) 117-09-80 Leave a request

Model statements01 / 07

P&L - profit and loss statement

how much the business earns and when the cash runs out

Revenue, cost of goods sold (COGS), operating expenses (OPEX) and EBITDA by month. It shows whether the business makes money on each sale and overall.

Model statements02 / 07

Cash flow - CFO, CFI, CFF, FCF

how much the business earns and when the cash runs out

Cash movements across three flows: operating (CFO), investing (CFI) and financing (CFF), plus free cash flow (FCF). Profit on paper and cash in the bank are different things: this is where you see when the cash runs out.

Model statements03 / 07

Balance sheet

how much the business earns and when the cash runs out

Assets, liabilities and equity at every forecast date. The balance sheet only balances if the P&L and cash flow are calculated correctly - it is the model's built-in check.

Taxes04 / 07

Taxes and VAT

how much cash goes to taxes under your regime

We calculate taxes under the regime that applies to your business in each forecast year, including VAT and other indirect taxes. Regime changes and registration thresholds are built into the model.

Investment decision05 / 07

Investment metrics - NPV, IRR, DPP, DSCR

whether to invest and what could go wrong

NPV - how much value the project creates today, IRR - its return, DPP - the discounted payback period, DSCR - whether there is enough cash to service the loan. The discount rate is justified through WACC - the weighted average cost of capital.

Investment decision06 / 07

Scenarios and sensitivity

whether to invest and what could go wrong

Three scenarios - base, upside and stress - and sensitivity to 3-5 key drivers: price, sales volume, unit cost, launch timing.

Model defence07 / 07

Model defence

We format the model for the investor's or bank's requirements and walk you through the logic, so you can answer questions with confidence and update the model yourself.

Forecast horizon - up to 5 yearsResult

What you get

Excel model with linked P&L, cash flow and balance sheet, The assumptions behind the forecast, Three scenarios: base, upside, stress, NPV, IRR, payback and break-even point

01 / 07

About the service